How to Compete Against Cash Buyers in Portland Area Real Estate

Battling a Cash Buyer? Here’s How You Can Win in Clackamas, Multnomah, or Washington County!

Picture this: you’ve found your dream home. It’s perfect. The kitchen’s giving HGTV vibes, the backyard’s begging for summer BBQs, and you’re already imagining where to put the holiday lights. But then—plot twist—a cash buyer swoops in, and you’re left thinking, “Do I even stand a chance?”

The answer is YES. Cash buyers may be flashy, but you’ve got tools in your arsenal to be just as competitive. Let’s break it down. Here are three steps to help you stand your ground and snag that house.

1. Shorten Contingency Periods

Contingencies are like the fine print in your offer—they protect you, but they also take time. By tightening up those timelines, you’re signaling to the seller that you’re serious and ready to move quickly. Work with your lender and agent (hey, that could be me!) to streamline inspections, appraisals, and financing approvals. You’ll be showing the seller you mean business—without dragging your feet.

2. Offer a Competitive Price

This one’s a no-brainer. While cash buyers often aim for discounts, you can shine by offering a price that grabs attention. Crunch the numbers, but don’t be afraid to put a little extra sparkle on your offer. Sometimes, showing your enthusiasm through the price is what it takes to tip the scales in your favor.

3. Waive Certain Contingencies (with Caution!)

I’ll be honest—this step isn’t for the faint of heart. Waiving contingencies can make your offer ultra-appealing, but it’s also a gamble. For example, skipping an inspection contingency might help you win the bid, but it also means you’re committing to the home as-is. Always weigh the risks and consult with your Realtor before making this move. Spoiler alert: I can help you decide what’s worth waiving and what’s not.

You’re Not Out Until You’re Out

Remember, just because a cash buyer enters the ring doesn’t mean you’re automatically out. Sellers often value speed and simplicity, but they also care about who’s genuinely invested in their home. By taking these steps, you can show them that you’re just as competitive—and maybe even a little more fabulous.

If you’re ready to go toe-to-toe with cash buyers, let’s team up! As a Realtor who knows the ins and outs of Clackamas, Multnomah, and Washington Counties, I’m here to guide you every step of the way. Whether you’re buying, selling, or just curious about the market, I’d love to help. Let’s make your real estate dreams a reality—and maybe have a little fun while we’re at it!